Financing / Leasing

Financing / Leasing

At Mattress & Furniture Wholesale Outlet we provide several Payment Options and No Credit Needed options to fit and work with every consumers ability.

Option 1 - Financing

Synchrony Finance

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Upon credit approval you will receive an available revolving credit line you can use immediately 

with no money down and interest free financing from 6 to 24 months.

  • A dedicated credit line you can use again and again

  • Promotional financing with convenient monthly payments

  • Use your card for future purchases of products we offer

  • No expiration dates

  • 6 Months interest free financing with approved credit on any purchase of $699 or more

  • 12 Months interest free financing with approved credit on any purchase of $1499 or more

  • 24 Months interest free financing with approved credit on any purchase of $2499 or more

Option 2 – No Credit Needed

With our No Credit Needed options, we’ll help you buy what you need today. And we’ll give you 12 months to pay for it. If you pay it off in 90 days, you don’t pay interest – regardless of your credit score. Apply online, on your mobile device, or in our store. It’s easy to apply and even easier to get approved. You can choose weekly, bi-weekly, or monthly payment schedules designed to align with your paydays. Whatever works best for you.

Approval requirements: 

  • Income History - Do you have a three-month history with your current employer or source of income?

  • Monthly Income - Do you deposit $1000 or more into your checking account each month?

  • Checking Account - Have you had a checking account for at least 90 days?

  • Checking activity - Is your checking account FREE from NSF’s, excessive overdrafts, and negative balances?

                      If you’ve answered “Yes” to all four questions, you’re APPROVED!

Progressive Leasing

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Click to apply online or text MFWO to 57597 to apply on your mobile device. 

This is what you’ll need:

  • Social Security number or ITIN

  • Credit card or debit card

  • Checking account and routing number

  • Government issued photo ID

  • Be 18 years or older

Acima Credit

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Click to apply online or text 17934 to 801-797-3880 to apply on your mobile device.

This is what you’ll need:

  • Social Security number or ITIN

  • Credit card or debit card

  • Checking account and routing number

  • Government issued photo ID

  • Be 18 years or older